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Archive for the ‘Rates - FTB Fixed Mortgages’ Category

Fixed mortgage rates

Friday, May 15th, 2009

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

Yorkshire Building Society

Fixed (stepped)

0.00%

£0

6 months

31/07/2014

5.50%

Clydesdale Bank

Fixed

4.19%

£538

31/07/2011

31/07/2011

4.80%

Yorkshire Bank

Fixed

4.19%

£538

31/07/2011

31/07/2011

4.80%

Ipswich Building Society

Fixed

4.29%

£543

31/07/2011

31/07/2011

5.00%

Loughborough

Fixed

4.39%

£549

36 months

36 months

5.00%

Loughborough

Fixed

4.39%

£549

24 months

24 months

5.10%

Furness Building Society

Fixed

4.45%

£553

31/05/2012

31/05/2012

5.40%

Marsden

Fixed

4.49%

£555

31/05/2011

31/05/2011

5.60%

Cambridge Building Society

Fixed

4.89%

£578

20/04/2011

20/04/2011

4.30%

Cheltenham & Gloucester

Fixed

4.89%

£578

31/08/2011

31/08/2011

3.10%

Chorley & District Building Society

Fixed

4.99%

£591

12 months

12 months

6.00%

Clydesdale Bank

Fixed

4.99%

£583

31/07/2014

31/07/2014

5.00%

Furness Building Society

Fixed

4.99%

£584

31/05/2014

31/05/2014

Pending

Mansfield

Fixed

4.99%

£583

36 months

36 months

5.40%

NatWest

Fixed

4.99%

£583

30/06/2011

30/06/2011

4.50%

Nottingham Building Society

Fixed

4.99%

£583

1/7/2012

1/7/2012

6.10%

Based on the following:
100k mortgage value
125k house value
Repayment mortgage
25 year term
Fixed rates
First time buyer only

Best fixed rate mortgages

Tuesday, May 5th, 2009

Please find the current best deals for first time buyers specifically looking for fixed rate deals

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

Yorkshire Building Society

Fixed (stepped)

0.00%

£0

6 months

31/07/2014

5.40%

Clydesdale Bank

Fixed

3.99%

£527

30/06/2011

30/06/2011

4.70%

Yorkshire Bank

Fixed

3.99%

£527

30/06/2011

30/06/2011

4.70%

Ipswich Building Society

Fixed

4.29%

£543

31/07/2011

31/07/2011

5.00%

Loughborough

Fixed

4.39%

£549

36 months

36 months

5.00%

Cambridge Building Society

Fixed

4.89%

£578

20/04/2011

20/04/2011

4.30%

Mansfield

Fixed

4.99%

£583

36 months

36 months

5.40%

NatWest

Fixed

4.99%

£583

30/06/2011

30/06/2011

4.50%

Nottingham Building Society

Fixed

4.99%

£583

1/5/2012

1/5/2012

6.10%

Post Office Ltd

Fixed

4.99%

£584

31/05/2012

31/05/2012

3.30%

Royal Bank of Scotland

Fixed

4.99%

£583

30/06/2011

30/06/2011

4.40%

Tipton & Coseley

Fixed

4.99%

£583

31/05/2012

31/05/2012

5.10%

RBS IP Royal Bank Of Scotland

Fixed

5.09%

£589

30/06/2011

30/06/2011

4.40%

Teachers Building Society

Fixed

5.19%

£595

15/04/2012

15/04/2012

5.20%

Principality Building Society

Fixed

5.29%

£601

31/03/2013

31/03/2013

5.20%

Royal Bank of Scotland

Fixed

5.29%

£601

30/06/2011

30/06/2011

4.50%

Based on the following:
100k mortgage value
125k house value
Repayment mortgage
25 year term
Fixed rates
First time buyer only

First time buyer fixed mortgage rates and monthly payments

Thursday, April 30th, 2009

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

Yorkshire Building Society

Fixed (stepped)

0.00%

£0

6 months

31/07/2014

5.40%

Clydesdale Bank

Fixed

3.99%

£527

30/06/2011

30/06/2011

4.70%

Yorkshire Bank

Fixed

3.99%

£527

30/06/2011

30/06/2011

4.70%

Ipswich Building Society

Fixed

4.29%

£543

31/07/2011

31/07/2011

5.00%

Loughborough

Fixed

4.39%

£549

36 months

36 months

5.00%

Cambridge Building Society

Fixed

4.89%

£578

20/04/2011

20/04/2011

4.30%

Chorley & District Building Society

Fixed

4.99%

£591

12 months

12 months

6.00%

Mansfield

Fixed

4.99%

£583

36 months

36 months

5.40%

NatWest

Fixed

4.99%

£583

30/06/2011

30/06/2011

4.50%

Nottingham Building Society

Fixed

4.99%

£583

1/5/2012

1/5/2012

6.10%

Based on the following:
100k mortgage value
125k house value
First time buyer repayment mortgage
25 year term
Variable rates

First time buyer fixed mortgage rates

Tuesday, April 21st, 2009

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

Yorkshire Building Society

Fixed (stepped)

0.00%

£0

6 months

31/07/2014

5.40%

Clydesdale Bank

Fixed

3.99%

£527

30/06/2011

30/06/2011

4.70%

Yorkshire Bank

Fixed

3.99%

£527

30/06/2011

30/06/2011

4.70%

Ipswich Building Society

Fixed

4.29%

£543

31/07/2011

31/07/2011

5.00%

Furness Building Society

Fixed

4.35%

£547

31/03/2012

31/03/2012

5.40%

Loughborough

Fixed

4.39%

£549

36 months

36 months

5.00%

Clydesdale Bank

Fixed

4.79%

£572

30/06/2014

30/06/2014

4.90%

Cambridge Building Society

Fixed

4.89%

£578

20/04/2011

20/04/2011

4.30%

Chorley & District Building Society

Fixed

4.99%

£591

12 months

12 months

6.10%

Mansfield

Fixed

4.99%

£583

36 months

36 months

5.40%

NatWest

Fixed

4.99%

£583

30/06/2011

30/06/2011

4.50%

Data based on the following:
Mortgage value 100K
House value 125K
Repayment mortgage
25 year term
First time buyer fixed mortgages

First time buyer rates – fixed rate comparison chart

Monday, April 13th, 2009

Some new entries in the fixed rate loans as well, the good news is that the overall average interest rate has gone done since our last fixed rate chart

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

Yorkshire Building Society

Fixed (stepped)

0.00%

£0

6 months

31/07/2014

5.40%

Clydesdale Bank

Fixed

3.99%

£527

30/06/2011

30/06/2011

4.70%

Yorkshire Bank

Fixed

3.99%

£527

30/06/2011

30/06/2011

4.70%

Ipswich Building Society

Fixed

4.29%

£543

30/04/2011

30/04/2011

5.00%

Furness Building Society

Fixed

4.35%

£547

31/03/2012

31/03/2012

-

Loughborough

Fixed

4.39%

£549

36 months

36 months

5.00%

Loughborough

Fixed

4.39%

£549

24 months

24 months

5.10%

Clydesdale Bank

Fixed

4.79%

£572

30/06/2014

30/06/2014

4.90%

Yorkshire Bank

Fixed

4.79%

£572

30/06/2014

30/06/2014

4.90%

Cambridge Building Society

Fixed

4.89%

£578

20/04/2011

20/04/2011

4.30%

Data based on the following:
100K mortgage
125K home value
25 year term
Repayment mortgage
Fixed rates
First time buyer