First time buyer rates – fixed rate comparison chart
Some new entries in the fixed rate loans as well, the good news is that the overall average interest rate has gone done since our last fixed rate chart
| Mortgage Company | Mortgage Type | Initial Rate | Monthly Cost | Time Period | Tie-in Period | 25 year APR |
| Yorkshire Building Society | Fixed (stepped) | 0.00% | £0 | 6 months | 31/07/2014 | 5.40% |
| Clydesdale Bank | Fixed | 3.99% | £527 | 30/06/2011 | 30/06/2011 | 4.70% |
| Yorkshire Bank | Fixed | 3.99% | £527 | 30/06/2011 | 30/06/2011 | 4.70% |
| Ipswich Building Society | Fixed | 4.29% | £543 | 30/04/2011 | 30/04/2011 | 5.00% |
| Furness Building Society | Fixed | 4.35% | £547 | 31/03/2012 | 31/03/2012 | - |
| Loughborough | Fixed | 4.39% | £549 | 36 months | 36 months | 5.00% |
| Loughborough | Fixed | 4.39% | £549 | 24 months | 24 months | 5.10% |
| Clydesdale Bank | Fixed | 4.79% | £572 | 30/06/2014 | 30/06/2014 | 4.90% |
| Yorkshire Bank | Fixed | 4.79% | £572 | 30/06/2014 | 30/06/2014 | 4.90% |
| Cambridge Building Society | Fixed | 4.89% | £578 | 20/04/2011 | 20/04/2011 | 4.30% |
Data based on the following:
100K mortgage
125K home value
25 year term
Repayment mortgage
Fixed rates
First time buyer
Tags: first time buyer rates, fixed rate comparison chart, uk fixed rate chart