Q&A: Mortgage advice please…i’m new to all this!?
Question by be sustainable where you can: Mortgage advice please…i’m new to all this!? I have a deposit of around £17,000 and my partner and I earn around £48,000 in total. What can I expect to be able to borrow at a decent interest rate? Thanks for any advice for a first time buyer (any advice beyond this category would be gratefully received!). Best answer: Answer by Isayou find a property, lets say its worth £170,000. you put down your deposit which is £20,000 ~ (£17,000) so you payed 20k so far, the price of the house...
read moreLooking to get a mortgage? Advice please?
Question by : Looking to get a mortgage? Advice please? I am my husband are 20 years old and looking into buying a house. I checked my credit reports and I have nothing negative on them. However, I do have a student loan in my name for the amount of 5500. It was opened in September 2010 and payment isn’t due to start until November 2013, after I graduate. What does this mean about my credit score? Good, bad or nonexistant? Also, what are the chances of us actually being able to get a mortgage with zero credit? Best answer: Answer by VA...
read moreLooking to get a mortgage? Advice please?
Question by : Looking to get a mortgage? Advice please? I am my husband are 20 years old and looking into buying a house. I checked my credit reports and I have nothing negative on them. However, I do have a student loan in my name for the amount of 5500. It was opened in September 2010 and payment isn’t due to start until November 2013, after I graduate. What does this mean about my credit score? Good, bad or nonexistant? Also, what are the chances of us actually being able to get a mortgage with zero credit? Best answer: Answer by VA...
read moreLegal Advice – Mortgage – Child Custody?
Question by shar123: Legal Advice – Mortgage – Child Custody? My son has a 3 year old daughter. He is living with his girlfriend and they are buying a house (1 year ago). Both of their names are on the mortgage. His girlfriend has not been paying anything toward the expenses. She spends all her money on cigarettes, fast food, and non essentials. She has decided she wants to move out and get an apartment for 1 year to try to learn to be responsible with her money. (Doesn’t make a lot of sense to me). My son doesn’t want...
read moreNeed advice on how to do this is it even possible we are currently paying on a 20 yr mortgage?
Question by blahblahblah: Need advice on how to do this is it even possible we are currently paying on a 20 yr mortgage? our current home is owner financed but we are interested in another house that’s better than ours they’ve only payed 16 out of 30 yrs. They won’t do owner finance so how would we go about getting this house? Please help! We don’t have credit cards and have never applied for a bank loan. Would a bank even be interested in loaning to someone with no credit history? Best answer: Answer by JudyAsk...
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