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Posts Tagged ‘UK variable rate chart’

Friday, April 24th, 2009

Mortgage Company	Mortgage Type	Initial Rate	Monthly Cost	Time Period	Tie-in Period	25 year APR
First Direct	Tracker	2.89%	£468	term	none	3.00%
Alliance & Leicester	Tracker	2.95%	£472	24 months	24 months	4.80%
HSBC	Tracker	2.95%	£471	term	none	3.10%
ING Direct	Tracker	2.99%	£473	24 months	24 months	3.60%
Market Harborough Building Society	Discounted variable	2.99%	£473	24 months	24 months	5.20%
Principality Building Society	Tracker	2.99%	£473	31/05/2011	31/05/2011	4.90%
Hanley Economic Building Society	Discounted variable	3.14%	£481	24 months	24 months	4.70%
NatWest	Tracker	3.19%	£484	30/06/2011	30/06/2011	4.10%
Royal Bank of Scotland	Tracker	3.19%	£484	30/06/2011	30/06/2011	4.10%

Based on:
160k Home value
100k mortgage
25 year repayment mortgage
Variable interest rates
Moving home mortgage

Tuesday, April 21st, 2009

Mortgage Company	Mortgage Type	Initial Rate	Monthly Cost	Time Period	Tie-in Period	25 year APR
First Direct	Tracker	3.09%	£479	term	none	3.20%
Hanley Economic Building Society	Discounted variable	3.14%	£481	24 months	24 months	4.70%
Furness Building Society	Discounted variable (stepped)	3.54%	£503	12 months	36 months	5.30%
Cumberland	Tracker	3.59%	£505	term	12 months	3.80%
Clydesdale Bank	Variable	3.99%	£527	term	none	4.20%
Yorkshire Bank	Variable	3.99%	£527	term	none	4.20%
Manchester Building Society	Variable	4.00%	£528	term	24 months	4.10%
Britannia Building Society	Tracker	4.09%	£532	term	12 months	4.80%
Norwich & Peterborough Building Society	Discounted variable	4.10%	£533	term	36 months	4.20%
Penrith Building Society	Variable	4.15%	£536	term	none	4.20%
Ipswich Building Society	Discounted variable	4.24%	£541	31/07/2012	none	5.00%
Loughborough	Discounted variable	4.24%	£541	term	36 months	4.40%

Mortgage rates based on the following -
Mortgage value 100K
Home value 125K
Repayment mortgage
25 year term
First time buyer variable mortgages

Saturday, April 18th, 2009

Mortgage Company	Mortgage Type	Initial Rate	Monthly Cost	Time Period	Tie-in Period	25 year APR
First Direct	Tracker	2.89%	£468	term	none	3.00%
HSBC	Tracker	2.95%	£471	term	none	3.10%
Alliance & Leicester	Tracker	2.99%	£474	24 months	24 months	5.00%
ING Direct	Tracker	2.99%	£473	24 months	24 months	3.60%
Market Harborough Building Society	Discounted variable	2.99%	£473	24 months	24 months	5.20%
Principality Building Society	Tracker	2.99%	£473	31/05/2011	31/05/2011	4.80%
First Direct	Tracker	3.09%	£479	term	none	3.20%
Hanley Economic Building Society	Discounted variable	3.14%	£481	24 months	24 months	4.70%
Woolwich (Barclays)	Tracker	3.24%	£486	term	31/07/2012	3.40%
The Co-operative Bank	Tracker	3.29%	£489	30/04/2014	30/04/2014	5.20%
Nationwide Building Society	Tracker	3.38%	£494	36 months	36 months	3.00%
Abbey	Tracker	3.39%	£494	36 months	36 months	4.10%

Information based on – Mortgage of 100K, House value of 160K, Variable repayment remortgage and a 25 year term

Monday, April 13th, 2009

Looks like the top 5 have remained the same, but some new providers have entered the frame at the lower end, with better deals

Mortgage Company	Mortgage Type	Initial Rate	Monthly Cost	Time Period	Tie-in Period	25 year APR
First Direct	Tracker	3.09%	£479	term	none	3.20%
Hanley Economic Building Society	Discounted variable	3.14%	£481	24 months	24 months	4.70%
Furness Building Society	Discounted variable (stepped)	3.54%	£503	12 months	36 months	5.30%
Clydesdale Bank	Variable	3.99%	£527	term	none	4.20%
Clydesdale Bank	Variable	3.99%	£527	term	none	4.20%
Yorkshire Bank	Variable	3.99%	£527	term	none	4.20%
Yorkshire Bank	Variable	3.99%	£527	term	none	4.20%
Manchester Building Society	Variable	4.00%	£528	term	24 months	4.10%
Britannia Building Society	Tracker	4.09%	£532	term	12 months	4.80%
Norwich & Peterborough Building Society	Discounted variable	4.10%	£533	term	36 months	4.20%

Based on the following:
Mortgage value of 100K
House value of 125K
Repayment mortgage
25 year term
Variable interest rates
First time buyer

Saturday, April 11th, 2009

Well it looks like HSBC have stormed into the chart from knowhere…. straight in to second place

Mortgage Company	Mortgage Type	Initial Rate	Monthly Cost	Time Period	Tie-in Period	25 year APR
First Direct	Tracker	2.89%	£468	term	none	3.00%
HSBC	Tracker	2.95%	£471	term	none	3.10%
Alliance & Leicester	Tracker	2.99%	£474	24 months	24 months	5.00%
Market Harborough Building Society	Discounted variable	2.99%	£473	24 months	24 months	5.20%
Principality Building Society	Tracker	2.99%	£473	31/05/2011	31/05/2011	4.80%
Principality Building Society	Tracker	2.99%	£473	31/05/2011	31/05/2011	4.80%
First Direct	Tracker	3.09%	£479	term	none	3.20%
Hanley Economic Building Society	Discounted variable	3.14%	£481	24 months	24 months	4.70%
The Co-operative Bank	Tracker	3.29%	£489	30/04/2014	30/04/2014	5.20%
Nationwide Building Society	Tracker	3.38%	£494	36 months	36 months	3.00%

Based on:
Mortgage 100k
Home value 160k
Variable rate mortgage
Repayment mortgage
Remortgage only
25 year term