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Best remortgage

Friday, May 15th, 2009

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

First Direct

Tracker

2.89%

£468

term

none

3.00%

Alliance & Leicester

Tracker

2.95%

£472

24 months

24 months

4.80%

HSBC

Tracker

2.95%

£471

term

none

3.10%

ING Direct

Tracker

2.99%

£473

24 months

24 months

3.60%

Market Harborough Building Society

Discounted variable

2.99%

£473

24 months

24 months

5.20%

Principality Building Society

Tracker

2.99%

£473

31/05/2011

31/05/2011

4.90%

First Direct

Tracker

3.09%

£479

term

none

3.20%

Marsden

Tracker

3.19%

£484

31/05/2011

31/05/2011

5.30%

Yorkshire Building Society

Tracker with cap

3.19%

£484

31/07/2011

31/07/2011

4.70%

The Co-operative Bank

Discounted variable

3.24%

£486

30/09/2012

30/09/2012

4.20%

Woolwich (Barclays)

Tracker

3.24%

£486

term

31/07/2012

3.40%

Beverley

Tracker

3.25%

£487

36 months

36 months

4.50%

Nationwide Building Society

Tracker

3.38%

£494

36 months

36 months

3.90%

Abbey

Tracker

3.39%

£494

36 months

36 months

4.10%

Coventry

Variable with cap

3.49%

£500

30/06/2012

30/06/2012

4.50%

Cumberland

Tracker

3.49%

£500

1/7/2012

36 months

4.40%

Royal Bank of Scotland

Tracker

3.49%

£500

30/06/2011

30/06/2011

4.10%

Scottish Widows Bank

Tracker

3.49%

£500

24 months

24 months

4.00%

Stafford Railway

Variable

3.49%

£500

term

none

3.60%

Chorley & District Building Society

Variable

3.50%

£500

term

none

3.70%

ING Direct

Variable

3.50%

£500

term

none

3.60%

Furness Building Society

Discounted variable (stepped)

3.54%

£503

12 months

36 months

5.30%

Halifax

Tracker

3.54%

£502

31/07/2012

31/07/2012

3.60%

Earl Shilton

Discounted variable

3.55%

£508

24 months

24 months

5.00%

Based on the following:
100k mortgage value
160k house value
Repayment remortgage
25 year term
Variable rates

Remortgage rates

Friday, May 15th, 2009

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

Yorkshire Building Society

Fixed (stepped)

0.00%

£0

6 months

31/07/2014

5.50%

Alliance & Leicester

Fixed

2.99%

£474

31/07/2011

31/07/2011

5.00%

First Direct

Fixed

2.99%

£473

24 months

24 months

3.70%

Chorley & District Building Society

Fixed

3.25%

£492

12 months

12 months

5.70%

Chelsea Building Society

Fixed

3.39%

£494

30/04/2011

30/04/2011

5.50%

Mansfield

Fixed

3.39%

£494

24 months

24 months

5.10%

NatWest

Fixed

3.49%

£500

30/06/2011

30/06/2011

4.10%

Royal Bank of Scotland

Fixed

3.49%

£500

30/06/2011

30/06/2011

4.10%

Mansfield

Fixed

3.54%

£502

24 months

24 months

5.10%

Marsden

Fixed

3.59%

£505

31/05/2011

31/05/2011

5.40%

Northern Rock

Fixed

3.59%

£505

1/5/2011

1/5/2011

4.70%

Abbey

Fixed

3.65%

£508

2/8/2011

2/8/2011

4.30%

Woolwich (Barclays)

Fixed

3.69%

£510

31/07/2011

31/07/2011

2.40%

Market Harborough Building Society

Fixed

3.70%

£511

30/06/2011

30/06/2011

5.30%

Coventry

Fixed

3.75%

£514

30/06/2011

30/06/2011

4.60%

Cumberland

Fixed

3.88%

£521

1/6/2011

24 months

4.60%

Based on the following:
100k mortgage value
160k house value
Repayment remortgage
25 year term
Fixed rates

Interest rates mortgages

Friday, May 15th, 2009

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

Yorkshire Building Society

Fixed (stepped)

0.00%

£0

6 months

31/07/2014

5.50%

First Direct

Fixed

2.99%

£249

24 months

24 months

3.70%

Chorley & District Building Society

Fixed

3.25%

£271

12 months

12 months

5.70%

Mansfield

Fixed

3.39%

£283

24 months

24 months

5.20%

Alliance & Leicester

Fixed

3.49%

£291

31/07/2011

31/07/2011

5.10%

NatWest

Fixed

3.49%

£291

30/06/2011

30/06/2011

4.10%

Royal Bank of Scotland

Fixed

3.49%

£291

30/06/2011

30/06/2011

4.10%

Mansfield

Fixed

3.54%

£295

24 months

24 months

5.20%

Marsden

Fixed

3.59%

£299

31/05/2011

31/05/2011

5.40%

Abbey

Fixed

3.65%

£304

2/8/2011

2/8/2011

4.30%

Woolwich (Barclays)

Fixed

3.69%

£308

31/07/2011

31/07/2011

2.40%

Market Harborough Building Society

Fixed

3.70%

£308

30/06/2011

30/06/2011

5.30%

Based on the following:
100k mortgage value
150k house value
Interest only remortgage
25 year term
Fixed rates

Cheap mortgage

Friday, May 15th, 2009

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

First Direct

Tracker

2.89%

£241

term

none

3.00%

Alliance & Leicester

Tracker

2.95%

£246

24 months

24 months

4.80%

HSBC

Tracker

2.95%

£246

term

none

3.10%

ING Direct

Tracker

2.99%

£249

24 months

24 months

3.60%

Market Harborough Building Society

Discounted variable

2.99%

£249

24 months

24 months

5.20%

Principality Building Society

Tracker

2.99%

£249

31/05/2011

31/05/2011

4.90%

Marsden

Tracker

3.19%

£266

31/05/2011

31/05/2011

5.30%

Yorkshire Building Society

Tracker with cap

3.19%

£266

31/07/2011

31/07/2011

4.70%

The Co-operative Bank

Discounted variable

3.24%

£270

30/09/2012

30/09/2012

4.20%

Woolwich (Barclays)

Tracker

3.24%

£270

term

31/07/2012

3.40%

Beverley

Tracker

3.25%

£271

36 months

36 months

4.50%

Nationwide Building Society

Tracker

3.38%

£282

36 months

36 months

3.90%

Abbey

Tracker

3.39%

£283

36 months

36 months

4.10%

Based on the following:
100k mortgage value
150k house value
Interest only remortgage
25 year term
Variable rates

Standard variable rate mortgage

Friday, May 15th, 2009

Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

First Direct

Tracker

2.89%

£468

term

none

3.00%

Alliance & Leicester

Tracker

2.95%

£472

24 months

24 months

4.80%

HSBC

Tracker

2.95%

£471

term

none

3.10%

ING Direct

Tracker

2.99%

£473

24 months

24 months

3.60%

Market Harborough Building Society

Discounted variable

2.99%

£473

24 months

24 months

5.20%

Principality Building Society

Tracker

2.99%

£473

31/05/2011

31/05/2011

4.90%

Marsden

Tracker

3.19%

£484

31/05/2011

31/05/2011

5.30%

NatWest

Tracker

3.19%

£484

30/06/2011

30/06/2011

4.10%

Royal Bank of Scotland

Tracker

3.19%

£484

30/06/2011

30/06/2011

4.10%

Yorkshire Building Society

Tracker with cap

3.19%

£484

31/07/2011

31/07/2011

4.80%

The Co-operative Bank

Discounted variable

3.24%

£486

30/09/2012

30/09/2012

4.20%

Woolwich (Barclays)

Tracker

3.24%

£486

term

31/07/2012

3.40%

Beverley

Tracker

3.25%

£487

36 months

36 months

4.50%

Nationwide Building Society

Tracker

3.38%

£494

36 months

36 months

4.00%

Abbey

Tracker

3.39%

£494

36 months

36 months

4.20%

Based on the following:
100k mortgage value
160k house value
Moving home repayment mortgage
25 year term
Variable rates