Mortgage Company

Mortgage Type

Initial Rate

Monthly Cost

Time Period

Tie-in Period

25 year APR

First Direct

Tracker

2.89%

£468

term

none

3.00%

Alliance & Leicester

Tracker

2.95%

£472

24 months

24 months

4.80%

HSBC

Tracker

2.95%

£471

term

none

3.10%

ING Direct

Tracker

2.99%

£473

24 months

24 months

3.60%

Market Harborough Building Society

Discounted variable

2.99%

£473

24 months

24 months

5.20%

Principality Building Society

Tracker

2.99%

£473

31/05/2011

31/05/2011

4.90%

First Direct

Tracker

3.09%

£479

term

none

3.20%

Marsden

Tracker

3.19%

£484

31/05/2011

31/05/2011

5.30%

Yorkshire Building Society

Tracker with cap

3.19%

£484

31/07/2011

31/07/2011

4.70%

The Co-operative Bank

Discounted variable

3.24%

£486

30/09/2012

30/09/2012

4.20%

Woolwich (Barclays)

Tracker

3.24%

£486

term

31/07/2012

3.40%

Beverley

Tracker

3.25%

£487

36 months

36 months

4.50%

Nationwide Building Society

Tracker

3.38%

£494

36 months

36 months

3.90%

Abbey

Tracker

3.39%

£494

36 months

36 months

4.10%

Coventry

Variable with cap

3.49%

£500

30/06/2012

30/06/2012

4.50%

Cumberland

Tracker

3.49%

£500

1/7/2012

36 months

4.40%

Royal Bank of Scotland

Tracker

3.49%

£500

30/06/2011

30/06/2011

4.10%

Scottish Widows Bank

Tracker

3.49%

£500

24 months

24 months

4.00%

Stafford Railway

Variable

3.49%

£500

term

none

3.60%

Chorley & District Building Society

Variable

3.50%

£500

term

none

3.70%

ING Direct

Variable

3.50%

£500

term

none

3.60%

Furness Building Society

Discounted variable (stepped)

3.54%

£503

12 months

36 months

5.30%

Halifax

Tracker

3.54%

£502

31/07/2012

31/07/2012

3.60%

Earl Shilton

Discounted variable

3.55%

£508

24 months

24 months

5.00%